Title

Get Started Today

We deal with all major banks and a number non-bank lenders.
Submit your details and we'll get back to you as soon as possible.

  • This field is for validation purposes and should be left unchanged.

Need finance for
assets or equipment?

With our expertise we will help you to find the right equipment and asset finance for your situation.

Introduction

Choosing equipment financing

One of the main reasons a business chooses equipment financing is to preserve cash reserves or working capital. So, instead of tying up a lot of cash for specialised machinery, your business borrows money. There are also other advantages to financing your equipment with a loan.

Where you might claim tax advantages where the ongoing cost of equipment that’s used to make a taxable income is a business expense. Take advantage of easier budgeting where equipment financing is not subject to variable interest rates. Flexibility to structure repayment schedules to suit your cash flow. You retain full ownership when the equipment finance loan is all paid off.

Why MCA?

Why it pays to work with us

You own your equipment

When you use equipment financing to purchase necessary tools and machinery for your business, you use the equipment you’re acquiring as collateral. At the end of the day, when the loan is all paid off, you own the equipment.

Finance or asset lease

Generally, if you take out a lease on the equipment, you’re renting it over a given period. When you finish the lease, you give the equipment back. However, leases can have options to pay out a residual amount at the end of the term to purchase the equipment. However, you may prefer to give it back and take out a new lease for updated equipment.

Asset or hire purchase

Using this arrangement, the financier purchases the equipment on your behalf, and you buy it from them in instalments over an agreed period. The instalments may be flexible to suit your cash flow, and there may be a balloon payment at the end.

Facts & Figures

Proven experience and results in mortgage broking

We have been running since 2017, but the experience of our team in the lending and banking space goes back almost 50 years!  Ultimately, it’s our fast, boutique approach, and close contact with over 40 different lenders across the country that proves our mortgage broking abilities.

Testimonials

Creating
happier futures
with our clients

We strongly believe that loan products should be easy to understand, easy to access, and allow you peace of mind.

Talk to a Mortgage Capital Australia expert today