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Looking to set sail
or hit the open road?

Start your journey with our team of experts to find the loan you need for the fun you deserve.


Boat & recreational vehicle loans

Mortgage Capital Australia has access to a number of lenders able to specifically tailor a finance package suit your personal needs.

Our lenders can achieve a quick settlement on the purchase of these assets and even look to fund the purchase of accessories to get the fit-out you really want.

Whether it’s a boat, caravan, camper trailer, motorbike, or a four-wheeler our lenders offer it all.

Why MCA?

Why it pays to work with us

Walk away from the dealership with your hands on the wheel

With a boat or vehicle loan, you can drive away from the dealership or jetty with your new recreational vehicle as soon as you sign the loan agreement and make a down payment.

This is far more convenient than saving up the vehicle’s total purchase price before you buy it. MCA adds to this convenience by taking care of the whole lending process.

Affordability and fixed payments

Looking to upgrade your current vehicle? Vehicle loans spread the cost over a period of time, usually several years, and in doing so, you can afford that little bit extra. Usually, this comes in the form of fixed monthly payments, which make it easier to budget for the cost of your vehicle and manage your finances.

Repairs and reprieve

If you’re using an older vehicle that requires frequent repairs or upgrades, a vehicle loan can allow you to purchase a newer, more reliable vehicle that won’t need so much money and attention. Ultimately allowing MCA to get you a suitable vehicle may save you far more money over the long term.

What are your fees?

We don’t charge any fees for standard loans. We will only charge a fee for short-term loans (less than 18 months) and some types of commercial loans. For more information about any fees we charge, don’t hesitate to contact us.

Facts & Figures

Proven experience and results in mortgage broking

We have been running since 2017, but the experience of our team in the lending and banking space goes back almost 50 years!  Ultimately, it’s our fast, boutique approach, and close contact with over 40 different lenders across the country that proves our mortgage broking abilities.


happier futures
with our clients

We strongly believe that loan products should be easy to understand, easy to access, and allow you peace of mind.

Talk to a Mortgage Capital Australia expert today