Looking to
refinance your loan?
With our expertise we will help you to find the right refinance solution.
Looking to
Introduction
Wanting a better deal?
Wanting a better deal? Are you paying too much? Have you asked yourself that question lately?
Is the home loan you took out 3, 4, 5 or more years ago still what’s best for you and helping you to meet the goal of owner you home sooner?
What about personal loans or the dreaded credit cards, do you still owe the same amount today that you owed when you purchased the car, lounge or took that holiday?
Mortgage Capital Australia provides a quick, easy and obligation free service that allows you to compare your current loan against the hundreds available from our panel of lenders plus help you analyse what savings could be made by consolidating all of your debts into one loan.
Imagine saving hundreds of dollars per month on your home loan or reducing your repayments each month. Would that make things easier?
Why MCA?
Why it pays to work with us
Take advantage of lower interest rates
You may be paying too much interest on your home mortgage or investment property loan. Refinancing can help you lower your monthly repayments and/or reduce the term of your loan.
Change the term of your loan
If you currently have a 30-year loan, you may be able to pay off the loan sooner and save thousands of dollars in interest by refinancing to a 10, 15 or 20-year loan. Also, if the refinancing rate is lower, and you make the same monthly repayment, the equity in your home will build up faster, because more of your repayment will be going towards the principal.
Obtain equity in your home
You may need cash for a major purchase, home improvements, a dream vacation or sending your kids to college. Whatever the reason, by refinancing for an amount higher than your current principal balance, you can obtain the cash from the equity built up in your home.
Consolidate debts
Home Loan interest rates are generally lower than the interest rates charged on your credit cards or personal loans. By consolidating all your debts with your home mortgage, you could save thousands of dollars in interest, fees and charges, while reducing the amount you pay each month in repayments.
Change the type of mortgage
You may want to change from variable rate mortgage to a fixed rate mortgage, which provides the security of knowing what the repayments will be for the life of the loan. But if you don’t plan on keeping your house for at least the fixed period, you may want to consider a variable rate mortgage.
Facts & Figures
Proven experience and results in mortgage broking
We have been running since 2017, but the experience of our team in the lending and banking space goes back almost 50 years! Ultimately, it’s our fast, boutique approach, and close contact with over 40 different lenders across the country that proves our mortgage broking abilities.
Testimonials
Creating
happier futures
with our clients
We strongly believe that loan products should be easy to understand, easy to access, and allow you peace of mind.
Excellent to deal with
“Really impressed with a company that listens and makes the effort to help no matter how big or small the problem might seem.”
Laura Hamon
Great rates for investment loans
“Easy to deal with and great rates for investment loans.”
Warwick Stratton
Talk to a Mortgage Capital Australia expert today
ABN 48 606 382 192. Australian Credit Licence No. 479 123