Get Started Today

We deal with all major banks and a number non-bank lenders.
Submit your details and we'll get back to you as soon as possible.

  • This field is for validation purposes and should be left unchanged.

Looking for
a new ride?

With our expertise we will help you to find the right car loan for your situation.


Get more out of life with a car loan

Whether you’re looking for your first car or a classic car, Mortgage Capital Australia has a lender that will suit your needs. Applications are often done online with little fuss.

Our specialists can work with you to tailor the structure of the loan to suit your budget and projected life of your car. Don’t rely on the dealership to provide an easy solution.

Why MCA?

Why it pays to work with us

How do car loans work?

The car will act as security for your loan which helps to achieve a cheaper rate than an unsecured personal loan. The car loan can help you purchase a passenger car, van, truck, motorbike, ute or 4wd.

Terms can vary from 12 to 84% months and often a balloon (or ‘residual’) to match the loan term will be included as a part of the loan’s structure. Balloons can vary from 0% to 50% of the vehicle purchase price.

There are a number of factors that determine the most suitable option which may include if you own a home, if you are casual or full-time employed, the deposit amount you have available to you, if you are purchasing from a private seller or through a dealership and your credit score.

Make sure you speak to a Mortgage Capital Australia as your dream car may be closer than you think!

Lending options and fast approvals

Mortgage Capital Australia can provide assistance in the following situations:

– Pre-approved car loans;
– New and used car loans;
– Special rates for electric vehicles;
– Classic car loans;
– Low doc car loans;
– Novated leases;
– Bad credit car loan.

Facts & Figures

Proven experience and results in mortgage broking

We have been running since 2017, but the experience of our team in the lending and banking space goes back almost 50 years!  Ultimately, it’s our fast, boutique approach, and close contact with over 40 different lenders across the country that proves our mortgage broking abilities.

Calculate your
borrowing power

Buying your first home can be a daunting experience, especially as looking for a loan is generally confusing when you haven’t done it before.


happier futures
with our clients

We strongly believe that loan products should be easy to understand, easy to access, and allow you peace of mind.

Talk to a Mortgage Capital Australia expert today