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We deal with all major banks and a number non-bank lenders.
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Frequently Asked
Questions

Commonly asked questions by our customers.

What does a Mortgage Broker do?

A mortgage broker acts as an intermediary between a lender and a borrower. We talk to you about what you are looking to do such as buying a new home and then analyse the lender credit policies, rates and fees suitable for your situation.

Everyone’s situation is different, and everyone’s needs are different, so there is no all round “best lender” in the market. Because there are literally thousands of loans to choose from, finding the right loan is a very daunting task!

By using our expertise, you can find the right home loan in a lot less time than undertaking the task alone. We will even deal with the lender on your behalf making the entire process of applying for a mortgage as effortless as possible.

What are your fees?

We don’t charge any fees for standard loans. We will only charge a fee for short term loans (less than 18 months) and some types of commercial loans.

Why use a Mortgage Broker?

A good Mortgage Broker has the knowledge and understanding of thousands of potential loan products and is able to provide options for the best possible fits for your unique situation. This means they are able to do the heavy lifting for you! Saving you time and ensuring you are equipped with the best possible information and the loan products that best fit your needs.

What lenders do you deal with

We compare loans from over 40 lenders including all major banks and non-banks. We also have a number of lenders who specialise in bridging loans, urgent property settlements and more.

How much money can I borrow?

The amount you can borrow can vary significantly depending on the lender of choice. Factors such as income, expenses, credit score and the type and location of property all impact on the amount that can be borrowed.

Our Borrowing Power Calculator can provide an indication on what may be achievable.

How do I get started?

You can get started by contacting us today! One of our Mortgage Brokers will be in contact with you to arrange a suitable time to discuss your loan inquiry and find a solution for you. This is an opportunity for you to ask any questions you may have.

What we do

Boutique brokerage from Brisbane to Perth

Customer Centric

Our company offers more than just good service. We listen closely to your needs to help you find the best loan solution.

Forward Thinking

As a business, we strive to stay abreast with changes in the loan sector and will ensure our solutions provide you with guaranteed security.

Problem Solvers

With over 80 years of experience in the finance sector, we have the insight and access that will help you to find the best deal on offer.

Customer Support

Our friendly, approachable team are here to answer any questions you may have and provide you with the best experience possible.

Facts & Figures

Proven experience and results in mortgage broking

We have been running since 2017, but the experience of our team in the lending and banking space goes back almost 50 years!  Ultimately, it’s our fast, boutique approach, and close contact with over 40 different lenders across the country that proves our mortgage broking abilities.

Talk to a Mortgage Capital Australia expert today