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Looking to consolidate
or need to fund a home renovation?

Whether it’s that overseas holiday or a paying that unexpected bill, Mortgage Capital Australia knows lenders who know personal loans.


Personal Loans

One size does definitely not fit all when it comes to personal loans and as such Mortgage Capital Australia can access lenders with solutions to fit a wide and varied range of scenarios.

Whether you’re looking to borrow to cover an upcoming expense or you’re looking to consolidate debts and simplify your financial situation we will have a solution for you.

The majority of personal loans come with a fixed rate but there are variable rate options available. The interest rate will depend on a number of factors including your credit score, living situation and purpose of the funds.

Personal loans can be used for large number of purposes such as debt consolidation, home improvements, small business cash flow, travel and holidays, medical or legal expenses and more.

We have access to lenders that will be able to provide a personalised rate within minutes so don’t hesitate to contact Mortgage Capital Australia with your enquiry.

Why MCA?

Why it pays to work with us

Wedding? Vacation? Travel?

Are you looking to celebrate? A personal loan can be used to finance the photography and reception costs of a wedding. It can also allow you to have a vacation or travel, like a trip to Europe or a cruise.

Unexpected expenses

Sometimes life hits you with a curve ball. Occasionally, you can fall victim to an unexpected expense; all you need is a little bit of money as quickly as possible. MCA’s careful management can take care of you during this stressful time so you don’t have to worry about a thing.

Time to upgrade your life

Maybe you just want a leg up in life. Who knows, you might be more productive with that new office chair or that new laptop. Maybe you’ll even make your family jealous with your new sound system; movie nights will look amazing. MCA understands that sometimes life is all about the little things you do for yourself; we’ll make sure lenders understand that too.

What are your fees?

We don’t charge any fees for standard loans. We will only charge a fee for short-term loans (less than 18 months) and some types of commercial loans. For more information about any fees we charge, don’t hesitate to contact us.

Facts & Figures

Proven experience and results in mortgage broking

We have been running since 2017, but the experience of our team in the lending and banking space goes back almost 50 years!  Ultimately, it’s our fast, boutique approach, and close contact with over 40 different lenders across the country that proves our mortgage broking abilities.


happier futures
with our clients

We strongly believe that loan products should be easy to understand, easy to access, and allow you peace of mind.

Talk to a Mortgage Capital Australia expert today